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Income And Expenses Spreadsheet

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Marcelle Chloé June 6, 2021 Spreadsheet

Structured Query Language, often referred to as SQL, is a grammar of instructions that allows us to tell a relational database to add, modify or delete data. The key benefit, pardon the pun, of SQL is that it allows us to craft instructions relating large sets of data together. In this way SQL is the natural complement to the single cell and formula based interface of spreadsheets like Microsoft Excel. Imagine you had five hundred appointments from your business calendar laid out in a table. Each appointment might have a day, time, location and description. Now imagine you also had five hundred appointments from your partners business calendar, also each having a day, time, location and description.

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In a well-designed spreadsheet, any output can be calculated from the raw data. However, that‘s not always enough. Sometimes the output is fixed and the raw data is variable. Let‘s say you run an investment company and want to offer your clients a fixed return. An Excel expert could create a very complex model to calculate the likely return on investments over a fixed period. You could then calculate the internal rate of return being offered to clients. The problem is that you‘re not interested in the return offered to clients; that is, after all, fixed. Instead you‘re concerned with how much money you expect to draw from the investment fund, whilst still offering your investors a satisfactory return. If you have $1 and owe investors a quarter, you can calculate your profits using a simple formula.

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You can go over your budget as often as you like. Some find it easier to enter amounts every day after they‘ve settled in for the day. Others will choose to go over it monthly. Going over it weekly is likely where most will settle though. Occasionally, we‘ll have a surplus or deficit at the end of the month. Perhaps you‘ve spent too much, or not spent all that you thought you would. Spending too much can be troublesome, but not spending as much as you thought can be a lot of fun. You may want to consider adding a budget field carryover in the income sheet and one called shortfall in the expenses sheet. If you spent too much, the amount that you overspent by becomes your budgeted amount for shortfall in your expenses sheet the next month. Didn‘t spend enough, and you put that amount in the carryover field in the income sheet. This will help you keep track of all your money as well as account for any shortfalls.

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You have now created a dynamic link between your Excel spreadsheet and the Word document. That is to say, any changes which you make to the spreadsheet will be reflected within your Word document. Simply right-click the embedded object in Word after editing the spreadsheet and choose ‘update link‘ to see the changes. You will also be given the option to update each time you open the Word invoice.

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At times, Lester became so furious his face radiated heat and fogged his glasses. When this happened, he yanked them from his puffy eyes and wiped the lenses with his tie. On this late Friday afternoon, however, Lester felt exhilarated. The printer regurgitated its last run of printouts and as he scanned the rows of figures he penciled in tick marks to indicate matches with numbers found in the corporate ledgers. The task complete for another 180 days, he removed his glasses, rubbed his aching eyeballs, and inhaled deeply to savor the fluttery feeling of excitement flooding his upper chest. Then, Lester logged off the computer, tapped the surge protector power switch with his toe, and shut down the wheezing system.

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Microsoft plans to have this program up soon and now Google is beta testing a similar situation, which would allow you to do essentially the same thing. Why is this good? Well, consider the Digital divide in the world and if everyone just had a terminal rather than a big hard drive with lots of expensive stuff on the computer then they can store all their information at one location. By doing this, the computers would actually be terminals and it would be very inexpensive to make them, meaning that everyone in the world could afford to have one and everyone in the world could be online and interconnected in a giant collective of humanity. There would be no one who would be without the Internet and this would bring the world closer together in a common cause.

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