Celestine Agathe June 5, 2021 Spreadsheet
Microsoft plans to have this program up soon and now Google is beta testing a similar situation, which would allow you to do essentially the same thing. Why is this good? Well, consider the Digital divide in the world and if everyone just had a terminal rather than a big hard drive with lots of expensive stuff on the computer then they can store all their information at one location. By doing this, the computers would actually be terminals and it would be very inexpensive to make them, meaning that everyone in the world could afford to have one and everyone in the world could be online and interconnected in a giant collective of humanity. There would be no one who would be without the Internet and this would bring the world closer together in a common cause.
These common complaints with Microsoft Excel filtering are heard time and time again by engineers, accountants, management consultants, bankers and finance professionals who work with data in Excel spreadsheets on a daily basis. Many spreadsheet users including financial modellers (who seem to be leading the charge) are turning towards Excel Add-ins and software tools that plug into Microsoft Excel to help them improve the in-built filtering logic of Microsoft Excel and thus analyse certain data sets quickly and easily.
Microsoft Excel is a phenomenally powerful calculator. You can create spreadsheets with 10,000 lines of data and calculate subtotals instantly. Indeed, if you change your data, any totals will get automatically updated. Arguably that‘s not too impressive. If we have quarterly revenues of $1m, and we secure another $20k, we can update our subtotal without summing revenues from scratch. So it‘s more impressive that Excel can do the same thing with statistical functions. If you‘ve ever plotted a chart on Excel, you may be aware that you can add a best fit line. These best fit lines are calculated using a method known as regression. Basically, you have to calculate the distance of every single point from the line, and minimise the sum. The maths is a little more sophisticated but the key point is that, every time you change the data, you need to perform the analysis all over again.
”Rippeto‘s Rendezvous” was only a block away, and attracted patrons from all levels of the social spectrum: Primarily fringe types, college students, and the occasional Young Urban Professional. It was near the University, and close to Civic Arena and Three Rivers Stadium. On clear nights, you could look out Rippeto‘s windows and see the Monongahela River afire in the distance. Two things are striking about Rippeto‘s when one weasels through the wall of humanity standing outside, and plasters oneself against an identical living wall inside: The smoke and the smell.
Here‘s where the expense sheet gets complex. All of your categories of spending go in column A. Get as detailed as you like, or keep it really simple and just put the basic categories. Generally, the more detail the better. it‘s also helpful to have categories for your categories. A Utilities category for your power, gas, water, etc, categories. Again, detail is good, but be wary of going into too much detail. Column B is where you‘ll put the amount that you‘re budgeting for that category. Column C, how much you‘ve spent on that category to date. If you like (or are a statistics junkie) you can add columns for % of budgeted amount, and % of total budget as well. For our simple budget, we‘ll just leave that out for now.
When presenting your business plan to an angel investor you must understand that they will be very interested in your spreadsheets and proformas, but you must also realize that it is typically an entrepreneurial optimistic approach, which causes problems with proformas. Therefore, you should have dueling spreadsheets; that is to say the spreadsheets, which take your best guess and double the time, double the expenses to compete with your optimistic approach. You should be able to present both of these to your Angel Investor; who chances are is a retired business person with a little bit of financial savvy.
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