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Free Debt Reduction Spreadsheet

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Bernadea Elyana May 3, 2021 Spreadsheet

Templates are spreadsheets that are pre-formatted with text, colors, and/or formulas. They can be used to save you time and effort. Sometimes you are using a workbook as a template and don‘t even realize it. By this I mean you have a spreadsheet that you use daily, weekly or monthly. You may have to modify a few cells but the remainder of the spreadsheet is exactly the way you want it. It may be tedious to modify the cells but it is easier than recreating it from scratch. Guess what, you have the basis of a template!

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”Happy crapola!” he exclaimed, rising from the rollered chair and scooping accordion folds of printouts into his tattered briefcase. He snatched his worn black suit coat from a hanger on the back of the office door, switched off the fluorescent overheads, and walked to the executive offices in the adjoining building. When his audit week ended, Lester typically teamed with Lance Lott for a tour of the local watering holes. Lance was a marketing guy he‘d met when he first worked the Bourgeois account. Lance also was single, and resembled Keanu Reeves on a bad hair day. Lester considered him a ”chick magnet,” and although he himself never got lucky on their semi-annual expeditions, the other always disappeared with a babe on his arm. Lester decided, tonight would be HIS night.

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These common complaints with Microsoft Excel filtering are heard time and time again by engineers, accountants, management consultants, bankers and finance professionals who work with data in Excel spreadsheets on a daily basis. Many spreadsheet users including financial modellers (who seem to be leading the charge) are turning towards Excel Add-ins and software tools that plug into Microsoft Excel to help them improve the in-built filtering logic of Microsoft Excel and thus analyse certain data sets quickly and easily.

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One of the topics I cover on my Advanced Excel courses is hardly ‘advanced‘ at all, but it is a very useful and popular technique with my students. It makes use of the OLE capability to create invoices by embedding Excel data. First you need to create an Excel spreadsheet and format it in an appropriate manner, keeping in mind that this will form the basic structure of your invoice and will eventually be seen by your clients. You don‘t include any Company contact details or logos in the spreadsheet though as these will be incorporated into the Word document. The next step is to lay out the invoice itself in a Word document, based upon your normal Company letterhead. Leave the main body of the document empty as this is where the Excel spreadsheet will be embedded. All you need in this master Word document is your usual Company branding and contact information.

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Lester P. Goodbinder had suffered another agonizing week in Pittsburgh. The semi-annual audit he conducted at the Bourgeois Ball Bearing Factory stretched into five 14-hour days examining electronic spreadsheets on an archaic computer system installed in the early ‘80s. The equipment churned so abysmally he cleverly joked to himself it was powered by lazy hamsters on treadmills. Not only that, the accounting software loaded on the system was an early version of ”Abacus,” and only slightly faster than a key-punch adding machine but considerably slower than a hand-held calculator.

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Additionally, it would prevent pirating software and Microsoft would be able to have a steady stream of income and continually upgrade their software without having to worry about people stealing their software code. Google of course is beta testing their similar project in order to head Microsoft off at the pass and compete with them for the new paradigm of computing on the Internet. If all your data was stored you would never have to worry about your computer crashing because everything is backed up somewhere else and safe.

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