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Mortgage Rate Comparison Spreadsheet

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Joella Nour June 9, 2021 Spreadsheet

When Microsoft Excel is used to manipulate, store and analyse data it can become extremely difficult to manage, let alone efficiently work to produce any meaningful insights. This is because with data sets large and small, the data must be meaningful, logical, structured, internally consistent and clean. This holds true regardless of whether the data has been imported into excel from another system or manually entered. In this computing age, most people know that for any data set to be useable it must first be relatively structured and clean. A spreadsheet and its table layout naturally encourages data to be somewhat structured, however ensuring data is clean is also difficult.

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Whilst Excel cannot clean or structure all of your data for you it does come with some useful functionality for manipulating and analysing clean and structured data sets. This in-built functionality includes pivot tables, sorting and filtering. Filtering alone is a powerful tool and can help to quickly isolate data based on specified criteria. But what happens if your data is clean but not very structured (a common problem). For instance what if you, a client or your team is using colours, fonts or some kind of formatting to classify data in an Excel spreadsheet. In short, you wont be able to filter the data, because Excel‘s in-built filtering logic requires rules based on numbers, dates and text only. It will not perform filtering based on formats. In addition Excel filtering only applies down rows. It will not perform filtering across columns.

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”Rippeto‘s Rendezvous” was only a block away, and attracted patrons from all levels of the social spectrum: Primarily fringe types, college students, and the occasional Young Urban Professional. It was near the University, and close to Civic Arena and Three Rivers Stadium. On clear nights, you could look out Rippeto‘s windows and see the Monongahela River afire in the distance. Two things are striking about Rippeto‘s when one weasels through the wall of humanity standing outside, and plasters oneself against an identical living wall inside: The smoke and the smell.

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It does have one severe limitation. Goal seek is not a formula. It does not permanently reside in the spreadsheet or the selected cells. Therefore you have to re-run Goal Seek each and every time you change the spreadsheet. Often this is acceptable because you have created a model specifically to calculate that one parameter. Having said that, there will be occasions where this is inadequate. What are the plans for your meeting or convention this year? Does it start with a budget or did you even do one last year? If you did one, did you do it the easy way with a Budget Spreadsheet for Meetings? Let us discuss your needs and see what forms and budgets can be facilitated the easy way. If approached correctly, you can cut your ”Hassle Factor” by more than half with the right event template.

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This will show your Angel Investor that you indeed are a rational thinker and concerned about the money as well as the truth. If the Angel Investor cannot trust you your chances of being funded are nil. An angel investor is betting on the jockey not only the horse. As an entrepreneur you must be honest with yourself as well as your financial partner. They want to make sure you believe in what you are doing and that you also have risked your own capital, time and energies into the new business. Angel investors want you to succeed and often they also like to give their input and if you end up taking their money for your startup, the need to realize that their input needs to be taken seriously.

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Structured Query Language, often referred to as SQL, is a grammar of instructions that allows us to tell a relational database to add, modify or delete data. The key benefit, pardon the pun, of SQL is that it allows us to craft instructions relating large sets of data together. In this way SQL is the natural complement to the single cell and formula based interface of spreadsheets like Microsoft Excel. Imagine you had five hundred appointments from your business calendar laid out in a table. Each appointment might have a day, time, location and description. Now imagine you also had five hundred appointments from your partners business calendar, also each having a day, time, location and description.

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